Apon –Inclusive well being for makers, is a new generation business dedicated to improve the living condition of labor intensive factory workers of Bangladesh through discount on daily necessities and free health insurance.
“The makers" (Industrial workers) main issues are not always on our list; they have issues about accessing certain basic services, they have low income and they need a decent life. How do we address those kinds of challenges and for this large number of people specially women?”
APON aims to set up a shop inside or outside factory, selling food and other disposables to workers at a slight discount. In partnership with consumer goods manufacturing companies these wares cost the workers about 8% to 10% less than at retail outside the factory. Each purchase from the shop earns a worker points that accumulate on her APON account. For every 100 Bangladeshi taka (about $1.25) spent, the worker earns 1 APON point. With 200 points, the worker gains access to zero-cash health coverage, allowing her to get free medical diagnoses and prescriptions from a doctor, and life coverage of upto BDT 35,000 (USD 435).
The uniqueness of this model is it’s regenerating the finance. We don’t need funding from the factory for the health of the workers. We don’t need funding from the buyer to finance the health, which was always a struggle to get this money. Now workers can generate their own health finance.
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